planmoneymatters – Page 8 – Plan Money Matters

Moral opt out of health insurance?

Q. I have a 32-year-old friend – single, healthy, earn a good salary – who do not have employer health insurance and refuse to buy his own. He believes that this is not possible, he will need expensive medical care, and on what he calls a new individual insurance mandate his freedom violations. His position

Investors measure the true capacity for risk

Determine the client’s ability to deal with risk is a daunting challenge. Financial planners use it to evaluate the risk tolerance questionnaire usual one-dimensional, almost entirely focused on a person’s ability to absorb losses, it did not affect his or her lifestyle. Dangerous Stereotypes These surveys – consultants who use them – tend to age,

Investors measure the true capacity for risk

How much debt is too much debt?

As in too much debt can get you into trouble – but most of the debt in the end there are too many Debt is very common? In fact, most Americans have at least some kind of debt, whether it is personal loan debt, credit card debt, mortgage debt, or a combination of different types

75 percent of Americans believe they will flee ...

If you make the effort to avoid debt this holiday season, you’ll appreciate this in the new year.

75 percent of Americans believe they will flee debt-free holiday. You can?

The housing market will improve in 2020

Heading into the tank for eight years, the housing market is finally near normal. By 2019, the sales of existing homes likely to match or top an average of 1999-2002, before the purchase frenzy seized the US rental market has been strong multi-family residential buildings returned to historical levels. The big exception is the new

I should receive from my old employer lump-sum ...

A few years ago, my former staff provided by the employer before retirement lump sum buyout. We got a one-time cash payment received during retirement or stable monthly amount (preferably directly into an individual retirement account (IRA), in order to avoid taxes and penalties and allow future growth potential of the asset) options . In

I should receive from my old employer lump-sum pension proposal?

Health insurance for college graduates

My daughter is about to graduate from college, I know the new health care law so I let her in my medical insurance policy. Is the best way she has health insurance? If so, I will need to pay extra or take any special measures to make my insurance’m sure she stays she graduated Adult

Find a portfolio investment and retirement pay ...

If you’re like most people, you’ve spent your adult life, how much work, if you’re smart, save some money and invest what you do is. In this “accumulation phase,” you build wealth and resources to provide a source of retirement income for themselves. You see your portfolio grow, but you do not dig into it.