Author: planmoneymatters
Investors measure the true capacity for risk
Determine the client’s ability to deal with risk is a daunting challenge. Financial planners use it to evaluate the risk tolerance questionnaire usual one-dimensional, almost entirely focused on a person’s ability to absorb losses, it did not affect his or her lifestyle. Dangerous Stereotypes These surveys – consultants who use them – tend to age,
Read MoreHow much debt is too much debt?
As in too much debt can get you into trouble – but most of the debt in the end there are too many Debt is very common? In fact, most Americans have at least some kind of debt, whether it is personal loan debt, credit card debt, mortgage debt, or a combination of different types
Read More75 percent of Americans believe they will flee ...
If you make the effort to avoid debt this holiday season, you’ll appreciate this in the new year.
Read MoreThe housing market will improve in 2020
Heading into the tank for eight years, the housing market is finally near normal. By 2019, the sales of existing homes likely to match or top an average of 1999-2002, before the purchase frenzy seized the US rental market has been strong multi-family residential buildings returned to historical levels. The big exception is the new
Read MoreI should receive from my old employer lump-sum ...
A few years ago, my former staff provided by the employer before retirement lump sum buyout. We got a one-time cash payment received during retirement or stable monthly amount (preferably directly into an individual retirement account (IRA), in order to avoid taxes and penalties and allow future growth potential of the asset) options . In
Read MoreHealth insurance for college graduates
My daughter is about to graduate from college, I know the new health care law so I let her in my medical insurance policy. Is the best way she has health insurance? If so, I will need to pay extra or take any special measures to make my insurance’m sure she stays she graduated Adult
Read MoreFind a portfolio investment and retirement pay ...
If you’re like most people, you’ve spent your adult life, how much work, if you’re smart, save some money and invest what you do is. In this “accumulation phase,” you build wealth and resources to provide a source of retirement income for themselves. You see your portfolio grow, but you do not dig into it.
Read More5 steps, you can go to avoid medical debt
Medical debt can be a huge burden. Getty Images irresponsible Sometimes, people in debt as a result of land: Here’s how to get away from it
Read MoreUS manufacturers a roll
US manufacturing sector, 2019 promises to be another good year, again slightly improve the performance of the economy as a whole, the annual growth of about 3.5%, and the same years. After decades-long slide in the share of the GDP share of the manufacturing sector’s share in the overall share of the economy to stabilize
Read More